interest in non muslim lands

Discussion in 'Hanafi Fiqh' started by FaqirHaider, Jul 30, 2019.

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  1. Aurangzeb

    Aurangzeb New Member

  2. Aurangzeb

    Aurangzeb New Member

    Reposted my questions here which are related to the matter of interest in non Muslim lands. My other thread can be closed.

    There are muslims who work in tax authorities in the UK and other western nations. These organisations allow Muslims to rise through the ranks in a way which is not always possible in other corporate environments on account of their Equality and Diversity policies.

    Recently, a discussion took place about the permissibility of working in such an organisation. To my understanding I have some reservations about the suitability of Muslims working for such an organisation which I will try to set out concisely:

    1) HMRC is the tax authority of the UK. It is obligated to collect all taxes legislated which are used to fund the nations activities including most controversially recently, funds in support of the illegal entities operations. The entity's flag was even flown above several offices. The majority of expenditure is however for regular public services such as benefits, old age pensions, adult social care, schools and hospitals.

    2) As part and parcel of many roles in this organisation, employees must deal with interest in terms of calculating amounts owed, pursuing the payment of the aforementioned calculated amounts and negotiating settlements of such outstanding amounts. This interest dealing element cannot be opted out of by the employees/authority or the person it is charged against or given to as its expressly required by statute. A Tax inspector cannot simply waive the interest on a late paying taxpayer.

    Is working for such an organisation permissible at all or does it depend on the role or function the employee is carrying out? A Tax inspector is directly responsible for assessing amounts of tax and interest but someone working as a Race Equality Officer isn't involved directly with tax calculation or the interest elements.

    I respectfully request knowledgeable brothers for their advice and comments on this matter.
     
  3. وعليكم السلام ورحمة الله وبركاته
    وعليكم السلام ورحمة الله وبركاته
     
  4. وعليكم السلام ورحمة الله وبركاته
     
  5. وعليكم السلام ورحمة الله وبركاته
    وعليكم السلام ورحمة الله وبركاته
    وعليكم السلام ورحمة الله وبركاته
     
  6. وعليكم السلام ورحمة الله وبركاته
    وعليكم السلام ورحمة الله وبركاته
     
  7. وعليكم السلام ورحمة الله وبركاته
     
  8. FaqirHaider

    FaqirHaider اللَه المقدر والعالم شؤون لا تكثر لهمك ما قدر يكون


    Asalam Alaykum Warahmatullahi Wa Barakatuh
    Worth listening to, this issue is really contingent on the fact whether the countries are harbi or not, there seems to be a divide among the Arab Scholars, and that of the Asian scholars on this point.
     
  9. huseyin

    huseyin Guest

  10. Haroon

    Haroon Guest

    Assalamu alaikum,

    yes i just read the fatwa which is presented in the Reliance of the Traveller by Shaykh Muhammad Hamid. The gist of it is that that interest can only be taken from non-muslims by Muslims in darul harb (according to the opinions of Imam Abu Hanifah and Imam Muhammad), HOWEVER, all these countries that we are in today are not Darul Harb (like the UK, India etc) and hence we cannot follow this ruling.

    as far as i am aware, it is only groups like Hizb-ut-Tahrir and there offshoots who consider the UK to be darul harb and that the sunni scholarship here do not consider it to be so.

    Wasalam
     
  11. faqir

    faqir Veteran

    Taking interest in non muslim lands is Haram.

    Check the Reliance of the Traveller for an excellent fatwa on the subject which deals with the Hanafi position as well.
     
  12. Aqdas

    Aqdas Staff Member

    Last edited: Sep 10, 2006
  13. harun

    harun Active Member

    was sent this

    http://www.taajushshariah.com/Fatawa/bankinterest.htm

    Azharul Fatawa - Collection of English Fatawa
    by Taajush Shariah Hadrat Allama Mufti Mohammed Akhtar Raza Khan Azhari al-Qaadiri

    Bank Interest

    Your holiness, Mufti Saheb. I request your honour to give the verdict on the following questions. May Allah Ta'ala reward you.

    Question 1: Is interest totally unlawful? On which condition is the profit considered as interest?

    Question 2: May a Muslim take the profit on his deposited money in the banks and the post offices which they term as "interest" in countries such as India, Britain and South Africa, etc.

    ANSWER

    Undoubtedly, Riba (interest) is totally unlawful according to Islamic Shari'ah.

    When there is a dealing between a Muslim and a Muslim or a Muslim and a Zimmi Kaffir (a non-Muslim living in the safety of an Islamic state), the taking of the excess money is considered as interest and such a dealing will be unlawful. However, if this condition does not exist, this excess money will not be considered as interest and will be legitimate for a Muslim as it is unanimous that there is no interest applicable when there is dealing between a Muslim and a Harbi Kaafir (a non-Muslim who is not living in the safety of an Islamic State).

    There is a Hadith in Muslim Shareef from the Holy Messenger (sallal laahu alaihi wasallam) which states that:

    "No Riba (interest) (exists) between a Muslim and a Harbi Kaafir in Darul Harb."

    This Hadith bears testimony that the property of a Harbi Kaafir is lawful for the Muslim at all times provided that he (the Muslim) must not commit faithlessness in his dealing. Accordingly, the great theologian, his holiness Shah Burhanuddin (alaihir rahma) states in his distinguished work, "Hedaya", that:

    "Though the Holy Quran has forbidden Riba, i.e. interest, yet this Holy Book of Allah makes the property of a Harbi Kaafir lawful for the Muslim."



    The Quran states:

    Likewise, there are so many verses giving evidence that the Shari'ah does not take a Harbi Kaafir in trust and so their property is permissible for the Muslim. Whoever, therefore, forbids the Muslim to receive such profits, deprives them of the benefit and causes the Harbi Kaafirs to take advantage, which is Haraam.

    The Quran declares:

    Answer 2: The excess money given by the banks and the post offices in the countries as mentioned, is legally for the Muslims, and is not (considered) as interest. It may be taken and used.

    Allah knows better!

    Mohammad Akhtar Raza Khan Qadiri Azhari

    Footnote: In the famous authentic book of Hanafi Islamic Jurisprudence, "Hedaya", translated by Charles Hamilton, in Chapter 9 (Book of Sale), pg. 293, the Scholar, Allama Shah Burhanuddin (alahir rahmah) states: Usury cannot take place between a Mussulman and a hostile infidel in a hostile country. This is contrary to the opinion of (Imam) Aboo Yoosuf and (Imam) Shafei, who conceive an analogy between the case in question and that of a protected alien within the Mussulman territory. The arguments of our four doctors upon this point are twofold. FIRST, the Prophet has said, "There is no usury between a MUSSULMAN and a hostile infidel, in a foreign land." - SECONDLY, the property of a hostile infidel being free to the MUSSULMANS, it follows that it is lawful to take it by whatever mode may be possible, provided there be no deceit used.

    The additional amount that is given by the Bank is termed as "Interest." But, the Islamic concept of "Riba" is not applicable to the term "Interest" that is utilised by the Bank. According to the definition of Riba and with reference to the Hadith, "Interest" is not applicable when the dealing is between a Muslim and a Harbi Kaafir in Darul Harb. Muslims should erase the thought from their minds that this is "Riba."

    In the light of this Ruling, to accept and utilise this amount is permissible. But if a person, out of his her own personal discretion, does not feel totally comfortable in using this money should then advance this money to any other Muslim or an organisation without making any intention of receiving Thawaab.

    It is important that this amount not be left abandoned in Banks. Let this money be utilised for the welfare and benefit of the Muslim Ummah.

    It is also noteworthy to mention that Muslims in India have requested the Ulama there to tackle the issue of "Interest" as Muslims left large amounts dormant in Banks and the Banks were in turn donating these large amounts to Christian organisations who were using this money to do missionary work, build Churches and Missionary Schools. The Ulema and Muslim Scholars researched this issue and arrived at the above solution.
     
  14. Haroon

    Haroon Guest

    assalamu alaikum,

    Aqdas, of course you cant take the interest on your savings in the uk!!! If you want to make money on your savings, then there are ways now i think, such as the "Islamic" Bank of Britain.
     

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  15. huseyin

    huseyin Guest

    if all the bank's customers for credit are disbeliever you can get intereset from this bank.if customers mixed then to get interest is makruh.if all are muslim then to get interest is not permissible.
     
  16. huseyin

    huseyin Guest

    you can get interest from a disbeliever in darulharb(usa,gb,canada.....)
    but you cannot give him interest.
     
  17. faqir

    faqir Veteran

    no and no

    see sunnipath or check the reliance of the traveller for why
     
  18. Aqdas

    Aqdas Staff Member

    can i take the interest on my savings in the UK? is it still considered interest or is it permissible to call it profit and take it all?
     

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