But thats talking about Dar al Islam whilst we are discussing in Dar al Harb.
Ruling on Mortgages in UK?
- Thread starter Haqbahu
- Start date
But thats talking about Dar al Islam whilst we are discussing in Dar al Harb.
Haqbahu
sunniport user
Is it true that it is obligatory for a Muslim to leave a land that is Dar-al-Harb as soon as possible?
If yes, then we should accept that ruling also when considering UK as Dar-al-Harb.
Not sure what you're trying to say there. Hindustan is not darul harb, but at the same time taking excess money from non muslims there is allowed because they are considered harbi.
Islamic scholars who consider a non-Muslim country as Dar al-Harb (house of war) state various views on the relationships between the Muslims and non-Muslims living in a non-Muslim country.
Imam Azam Abu Hanifa and Imam Muhammad states that it is ok for a Muslim living in a non-Muslim country to get interest from non-Muslims, to sell drink and pork to non-Muslims and even to gamble with them if it is certain to win; since these acts are legal for the non-Muslims, and Muslims’ benefiting from these acts can be considered as some kind of ganimah (treasure won in war).
Imam Azam Abu Hanifa and Imam Muhammad states that it is ok for a Muslim living in a non-Muslim country to get interest from non-Muslims, to sell drink and pork to non-Muslims and even to gamble with them if it is certain to win; since these acts are legal for the non-Muslims, and Muslims’ benefiting from these acts can be considered as some kind of ganimah (treasure won in war).
shahnawazgm
sunniport user
Please refrain from allegations towards the noble imams without any solid references. As mentioned before getting interest (again this is not riba) from them is permitted in darul harb however selling pork or alcohol has never been permitted by any of the noble imams.
Sunan Ibn-I-Majah Volume 3, Book of Intoxicants, Chapter 30 Hadith No. 3380 "Allah's curse falls on ten groups of people who deal with alcohol. The one who distills it, the one for whom it has been distilled, the one who drinks it, the one who transports it, the one to who it has been brought, the one whom serves it, the one who sells it, the one who utilizes money from it, the one who buys it and the one who buys it for someone else."
From what I see here is that someone is using their own limited qiyas without any qualifications whatsoever in trying to validate selling alcohol and pork in their grocery store by trying to equate it to the hadith of no interest between a Muslim and a Harbi Kaafir in Darul Harb!
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I am not too sure what the stance of Imam Abu Hanifa RA and Imam Muhammad RA is on this matter, perhaps if someone could find out what is written in the books of Fiqh.
Haqbahu
sunniport user
Mufti of Dawat-e-Islami says that in non-Muslim lands it is allowed to have a mortgage for one house to live in:
If "Mufti of Dawat-e-Islami says that in non-Muslim lands it is allowed to have a mortgage for one house to live in", then obviously buy-to-let mortgage will NOT be considered permissible.
i don't know if you watched the clip but at 2mins 32sec the mufti says something about renting the house and mentions asl e maqsood remains...this was what i was unsure about as it was in urdu i didn't fully understand what he mentioned about renting the house to pay off mortgage payments
Let me watch the full clip and revert to you.
The mufti clearly says that only one house is allowed on mortgage. If the mortgage is for investment purpose, then it is not allowed. What he also says is that it is valid to sub-let the mortgaged house in part or full to earn rent (in order to pay the mortgage).
If you buy a house on mortgage with intention to live there, but have to rent it out later for one reason or the other, then that mortgage will be considered permissible. Initial intention is what counts
IslamIsTheTruth
sunniport user
The mortgage isn't riba though.
Riba can never be jaiz.
The reason it's haram is because of the fact the kuffaar get naf'a even though the Muslim benefits in the long run.
Riba can never be jaiz.
The reason it's haram is because of the fact the kuffaar get naf'a even though the Muslim benefits in the long run.
sunniislam
sunniport user
Assalamu 'alaykum.
I hope i can get Shaykh Abu Hasan view and opinion.
I just want to know, why is there a difference in the scholars of Deoband and most sunni scholars about buying mortgage house in UK/Western countries.
Many sunni scholars deem it permissble today, and many hanafi scholars of deoband deem it haram, why this difference when they both follow hanafi madhab.
Secondly, how many sunni scholars still deem it impermissble today.
Thirdly, is the ruling same for a normal muslim and scholar/muslim who is working for din in dar al-harb to make hijrah if its becoming difficult to act on sharia, meaning faraidh/wajib.
I hope i can get Shaykh Abu Hasan view and opinion.
I just want to know, why is there a difference in the scholars of Deoband and most sunni scholars about buying mortgage house in UK/Western countries.
Many sunni scholars deem it permissble today, and many hanafi scholars of deoband deem it haram, why this difference when they both follow hanafi madhab.
Secondly, how many sunni scholars still deem it impermissble today.
Thirdly, is the ruling same for a normal muslim and scholar/muslim who is working for din in dar al-harb to make hijrah if its becoming difficult to act on sharia, meaning faraidh/wajib.
I recently learned that owning a second property on mortgage is now halal in non-Muslim countries according to some Sunni scholars and that it was passed just a few years ago. Can anyone shed light on this?
http://www.seekerspath.co.uk/questi...ermissible-to-take-out-a-mortgage-in-england/
With respect to this link:
1. How is owning a first home actually dharura or haajah according to the definitions provided? Anyone can live in rented accommodation fairly easily in the UK, it's just that people don't like paying rent without accruing equity in the property. Wouldn't this fatwa IN PRACTICE actually entail that very few people are allowed to purchase houses? People can rent for decades without issues and even if you have a problem with one landlord, you just find another/ get onto social housing.
2. It states that taking a loan from any company where even one Muslim has a share will be prohibited. If this is the case, then a huge number of lenders cannot be used as they are publicly traded and will 100% have at least one Muslim shareholder i.e. HSBC, Barclays and the like.
The above two points make it seem like, although the mufti of dawat e Islami gave permission, that such permission to be taken on face value will not be valid i.e. now the layman has to find a lender who has no Muslim shareholders at all and also has to have haajah at minimum (quite frankly, I've never really seen people buying due to haajah, just buying because they don't want to pay rent with no accrual of equity).
With respect to this link:
1. How is owning a first home actually dharura or haajah according to the definitions provided? Anyone can live in rented accommodation fairly easily in the UK, it's just that people don't like paying rent without accruing equity in the property. Wouldn't this fatwa IN PRACTICE actually entail that very few people are allowed to purchase houses? People can rent for decades without issues and even if you have a problem with one landlord, you just find another/ get onto social housing.
2. It states that taking a loan from any company where even one Muslim has a share will be prohibited. If this is the case, then a huge number of lenders cannot be used as they are publicly traded and will 100% have at least one Muslim shareholder i.e. HSBC, Barclays and the like.
The above two points make it seem like, although the mufti of dawat e Islami gave permission, that such permission to be taken on face value will not be valid i.e. now the layman has to find a lender who has no Muslim shareholders at all and also has to have haajah at minimum (quite frankly, I've never really seen people buying due to haajah, just buying because they don't want to pay rent with no accrual of equity).
Surati
sunniport user
1. Have you lived your whole life in rent? If you haven’t then you cannot tell people to do so because you don’t understand the hardships involved with it. Not everybody is able to live for decades in rent without issues. Rents usually go up; something you can afford can quickly become something unaffordable. Landlords often don’t like to fix things in the house. If you’re renting from a company then they visit your house every three-four months to check the house and take pictures of all the rooms in the house.
2. Do you have children? Have you ever had to look for a new house and school and then move house in the middle of the school year because your landlord has kicked you out?
3. Have you lived in social housing? Do you know the process for getting social housing? Do you know the living conditions of social housing? Have you ever listened to people who actually have to live in social housing?