JazakAllah Khair for that. Like I said some were mentioning your rule and some were saying completely different. You seem to be well rehearsed on this issue. What do you make of the attached IFG document? Secondly if you have stocks and shares pension or otherwise, is the total amount assets to take into consideration when calculating Zakat. So if I was to invest in Asda for example. Asda has a whole heap of real estate which you hold a share in, also transport infrastructure etc. Are these things going to be pay of the calculations for zakat. Again looking at the attached document they estimate the total value of assets of a company on which zakat is required at 40%. Please forgive my ignorance I am trying to find out as much information as possible regarding this.