Ruling on Mortgages in UK?

I am not questioning mortgages in which case there are two opinions for Muslims living in non-Muslim countries. I explicitly stated alcohol which is totally forbidden.

Abu Dawood - 3674
Ibn ‘Umar said: The Messenger of Allaah (peace and blessings of Allaah be upon him) said: “Allaah has cursed alcohol, the one who drinks it, the one who pours it, the one who sells it, the one who buys it, the one who squeezes (the grapes etc), the one for whom it is squeezed, the one who carries it and the one to whom it is carried

Tirmidhi - 1295
The Messenger of Allaah (SAWS) cursed ten with regard to alcohol: the one who squeezes (the grapes etc), the one for whom it is squeezed, the one who drinks it, the one who carries it, the one to whom it is carried, the one who pours it, the one who sells it and consumes its price, the one who buys it and the one for whom it is bought.”

 

Post 15

 

brother @hamzaahmad786 could you please upload page 4

 

I have read that selling swine, carrion to a harbi is permissible:

.... and there is no riba between a muslim and a non muslim citizen of darul harb i.e a harbi( and Abu Yusuf and al shafi opposed this)... and likewise if he sold them carrion or swine or gambled with them and earned money, it is permissible...( and because their money is permissible for the Muslim) and this applies with certainty to (all kinds of ) prohibited money (except that) it is haram for the muslim if it is earned by dishonest means ( if it is not obtained by dishonesty, it is permissible, no matter which way it is obtained), after consent has been obtained [ Fath Al Qadir, Vol 7, book of selling, chapter on interest (riba), pages 37 through 39]

I have been trying to understand this issue myself. One mufti explained this by saying such sales are allowed only if a person did not buy it himself, for example: if a non muslim gifts a haram thing to a muslim, he is allowed to sell it to other non muslims. I would like to know what other muftis say about it.

 

No scholar of the Ahle Sunnat will ever say that the sale of alcohol is allowed. It is totally forbidden. Where did you read it?

 

I was interested about this since many Wahhabis use this as a point against us and also the sale of Alcohol and off licence shops which I have read to be allowed in the Hanafi madhab in a non Muslim country, if anyone could shed light in this please? Jazakallah Khair.

 

Open Letter of Atabeck Shukorov to Taqi Uthmani on Mortgages:

http://shaykhatabekshukurov.com/2016/01/31/mortgages-an-open-letter-to-sheikh-taqi-uthmani/

He says that mortgages are not debts Islamically, but "tawkeel".
And thus having a mortgage is perfectly allowed.

 

http://sunniport.com/index.php?threads/ashrafia-fiqhi-seminars.12047/

 

سم الله الرحمن الرحيم

 

So to take interest from a Non-Muslim is allowed in a Non-Muslim land, but you cannot give interest to Non-Muslim in a Non-Muslim land...?

 

بسم الله الرحمن الرحيم

Yes bro that was the risalah i was talkign about, might be useful for discussion to upload the whole risalah if its available in pdf

 

بسم الله الرحمن الرحيم

I am pretty sure i have seen a small risalah written by Maulana Shahid Raza Naeemi (central Moqsue, Leicester) on the issue, I'll try dig a copy out

 

I recall that shaykh asrar took a shot at mufti taqi usmani for his fatwa on mortgages.....somewhere in the IKT refutation. Mufti taqi usmani has changed his mind several times, I don't think he backs 'islamic' mortgages anymore

 

بسم الله الرحمن الرحيم

One of my brothers friends use to be a bank manager for Kuwait Banking and this is what he says...when you pay into life insurance, your money (the fund) is then invested by the company on your behalf into stocks, shares or committees. Normally when you take out such things you are asked whether you wish your money to be invested in safe or unsafe transaction where the profit yield is much higher, normally "the fund" is split across safe and unsafe transaction, so as to yield more profits across the life of the plan. It is known in the past that these "funds" (your money) have been used to bolster up unsecured lone at high profit yields over short period of time (e.g. large multi-nationals require quick cash flow etc). Generally, depending upon how the money (the fund)is invested it is almost always linked to some sort of riba, hence its haraam.

Where as paying into a death committee is not the same, since you get paida certain amount say "£2000-£3000", which is made up exclusively by yearly subs.

Allah knows best

 

...ive heard the same as related by brother Aqdas....also the Muslim community had to establish itself and couldn't do that if we were all renting, especially masaajid, on a temporary basis..i also read deobandi "ulema" allow multiple properties....i was asked a question kind of related about life insurance..if it's haram then how does it differ from death "cometey" which most of us seem to pay into...is it that life insurance pays out a substantial amount where as death cometey only pays for funeral expenses, plane tickets etc?

 

What do our `Ulama say?
Here the answer by Abu Layth Maliki: